About HK FinBox

Why this site exists

Many online calculators are provided by banks, insurers or other financial institutions. They can be useful, but naturally sit within a journey for the provider's own loan, policy or application. A user may simply want to know the true monthly payment, total interest difference or whether a projected return is reasonable, without being ready to buy a product.

HK FinBox aims to fill that gap. We provide comparison tools that begin with formulas, assumptions, total costs and limitations, so you can understand the decision before choosing whether to contact a bank, insurer or qualified professional.

From a first salary to retirement

Across a financial lifetime in Hong Kong, someone may encounter credit cards, personal loans, salaries tax, MPF, severance pay, saving, home ownership, investing, family costs, FIRE and retirement planning. These calculations are scattered across many sites; our aim is to bring them into one toolkit that remains useful through different life stages.

Each calculator includes guidance, material assumptions, common questions and limitations. Where a result depends on legislation, tax rates, contribution limits or eligibility, we aim to show the applicable period, last review date and primary sources from Hong Kong government departments, statutory bodies or regulators.

Editorial and sourcing principles

• Give priority to primary sources from Hong Kong government departments, statutory bodies and regulators.
• Explain formulas, material assumptions, source dates and limitations.
• Review affected tools when rules, tax rates or official data materially change.
• Correct confirmed errors promptly and never put search rankings ahead of accuracy.

Privacy by design

Core calculations run directly in your browser and do not require an account. A tool may use browser storage to remember inputs for your convenience; you can reset the tool or clear browser data at any time.

Funding and editorial independence

The site may use advertising to cover hosting and maintenance, but advertisers do not control formulas, results or editorial content. If we publish paid work, we will label it clearly rather than present an advertisement as an objective conclusion.

Important limitations

HK FinBox is a self-help reference service, not a bank, government department, licensed financial adviser, insurance intermediary, accountant or law firm. Nothing on the site is personal investment, financial, insurance, tax or legal advice. Check current official information and seek qualified advice where appropriate before an important decision.