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Review and update centre

What was reviewed, when it applies and which calculators are affected

A new date does not necessarily mean a rule changed. It means the calculator, assumptions and cited official material were reviewed on that date. The latest official publication always takes priority.

Open the Financial Data Centre

Latest site review

2026-08-28

Calculators with review records

21

What is kept separate

Law, planning assumptions and exclusions

Current review records

Market data and inflation

The official Composite CPI and how planning tools use published market data.

Applies to
Official Composite CPI through 2026-06
Official basis
The Census and Statistics Department Composite CPI uses 2019/20=100 as its base; the latest published year-on-year change is 2%.
Planning assumptions
The calculator's long-term inflation rate is selected by the user and does not change automatically with one monthly release.
Not included
Does not reflect an individual's spending mix, asset prices, renting or ownership differences, or future policy and price changes.
Inflation Purchasing Power

Salaries tax and deductions

Tax rates, allowances, deduction caps and personal-assessment assumptions.

Applies to
Year of assessment 2026/27
Official basis
Tax rates, allowances and deduction caps follow published Inland Revenue Department information.
Planning assumptions
Income, deductions and household circumstances are user inputs; the result is an estimate, not an assessment.
Not included
Does not cover every eligibility condition, cross-border income, double-tax relief, provisional-tax adjustments or IRD discretion.
Hong Kong Salaries TaxPersonal Assessment ComparisonQDAP + TVC Tax Savings

MPF

Relevant-income limits, mandatory contributions, TVC and withdrawal conditions.

Applies to
MPF contribution thresholds checked on 2026-08-28
Official basis
Minimum and maximum relevant income, 5% mandatory contributions, TVC limits and withdrawal conditions follow MPFA information.
Planning assumptions
Investment return, fund fees, contribution continuity and retirement age are planning assumptions selected by the user.
Not included
Excludes actual fund-price movements, employment gaps, special employer arrangements, contribution surcharges and trustee posting times.
MPF ContributionsMPF Retirement ProjectionMPF Withdrawal at 60/65

Employment entitlements

Average wages, notice pay, severance, long-service payment and statutory holidays.

Applies to
Hong Kong employment thresholds checked on 2026-08-08
Official basis
The calculation framework follows the Employment Ordinance and Labour Department guidance, including the 713 average-wage principle.
Planning assumptions
Wage periods, service length, leave days and termination details are user inputs; actual entitlement depends on the contract and full wage records.
Not included
Does not resolve every commission or bonus treatment, rest-day arrangement, continuous-employment dispute, exemption or court ruling.
Severance / Long Service PaymentAverage Daily Wage (ADW) / 713Payment in Lieu of NoticeStatutory vs Public Holidays

Mortgage and property

Residential stamp duty, LTV limits, subsidised housing and mortgage-insurance framework.

Applies to
Residential stamp-duty rates effective 2026-02-26; mortgage data checked 2026-08-09
Official basis
Residential AVD bands, subsidised-housing LTV limits and mortgage-insurance framework follow government, Housing Authority and HKMCI information.
Planning assumptions
Rates, bank approval, valuation, income, term and property price are user assumptions; stress-test results are for planning only.
Not included
Excludes some bank rebates, developer incentives, renovation, management fees, rates and government rent, extra legal fees and case-specific insurance loadings.
Hong Kong Mortgage CalculatorMortgage Prepayment CalculatorMortgage Refinance CostGreen Form Eligibility & MortgageHKMC Mortgage Insurance

Retirement and public schemes

Civil-service pension, retirement-income arrangements and official scheme information.

Applies to
Official retirement and public-scheme information reviewed to August 2026
Official basis
Eligibility, contribution tiers and product frameworks are based on published information from the relevant government bodies and official institutions.
Planning assumptions
Salary, assets, age, return and selected options are user assumptions; outputs are scenario estimates.
Not included
Excludes individual approval, health or property conditions, quotation changes, tax effects and the institution's final decision.
Civil Service Pension / CSPFRetirement Trio / Passive Income

Found a rule that may have changed?

Send the calculator name and the official page through our contact page. Issues affecting statutory entitlements, tax or significant financial decisions are prioritised.

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