Calculators, practical guides and official rules organised by topic
You do not need to search through more than thirty calculators. Choose the issue you are working through, then find the relevant tools, practical order, articles and recently reviewed Hong Kong rules.
Choose a finance topic
Mortgage and home-buying guides
From the deposit, stamp duty and monthly repayments to rent-versus-buy, refinancing and early repayment. Focus on the cash requirement and long-term cost, not only what a bank may lend.
Open topic guideCredit-card debt and borrowing guides
Understand the real cost of minimum payments, effective APR, balance transfers and early settlement. A lower payment may simply mean a longer term.
Open topic guideMPF, FIRE and retirement guides
Put MPF contributions, retirement projections, inflation, personal savings and income sources on one timeline instead of relying on one return or the 4% rule.
Open topic guideHong Kong salaries-tax and deductions guides
Organised by year of assessment: salaries tax, allowances, deductions, personal assessment, TVC and deferred annuities, with statutory figures separated from personal inputs.
Open topic guideLeaving-work and employment-entitlement guides
For redundancy, resignation, termination or closure, check average wages, notice pay, severance, long-service payment, holiday pay and final payments item by item.
Open topic guidePractical step-by-step series
Work from the first number to a usable debt, home-buying or retirement plan.
Clear card debt in 5 steps
For anyone making minimum payments, carrying several card balances or considering consolidation.
Start the series6 chaptersSix numbers before buying a home
For first-time buyers, high-LTV applicants and anyone still comparing renting with buying.
Start the series6 chaptersRetirement planning in 6 steps
For anyone asking when retirement is possible, how much to save or whether MPF is enough.
Start the seriesAll articles
Browse the full article list by publication date or category. Each article links back to its topic and relevant calculators.
Browse all finance articles