From 1 February 2026, the published monthly income and asset limits are HK$10,900 and HK$415,000 for a single applicant, and HK$16,680 and HK$630,000 for a couple.
These limits are only part of eligibility. Age, Hong Kong residence and other-benefit conditions also apply. Check the Social Welfare Department's official OALA page.
Income can include employment, self-employment, pensions, net rental income and fixed annuity payments. Assets can include cash, deposits, investments, non-owner-occupied property and business interests. An owner-occupied home is generally excluded, while MPF, insurance and annuity arrangements require closer classification.
A calculator can compare declared totals with the published limits, but it cannot decide whether a particular asset is exempt. Any future HK FinBox checker should therefore provide only an initial screen and never promise eligibility. Last checked 29 July 2026.