If you searched for Green Form GSH eligibility, start with the applicant route, not the mortgage instalment. High-LTV financing can reduce the initial deposit, but it does not remove completion costs, ongoing housing expenses or affordability checks.
Green Form routes can include Housing Authority public-rental tenants, qualifying Housing Society Category A or elderly-housing tenants, holders of a Green Form Certificate that is valid for the GSH sale, and eligible Elderly Rent Allowance Scheme beneficiaries. A public-housing allocation alone is not approval. The tenancy or certificate, household composition, residential-property position and any previous subsidised-home ownership still need to satisfy the current exercise.
The applicant generally needs to be at least 18 by the deadline and become an owner. The applicant and required household members must also satisfy the current Hong Kong residence and right-to-land rules. Documentary exceptions for a spouse or household member cannot be approved by an online checkbox.
Use the Green Form eligibility pre-check to organise the route, document status and property question, then use the Housing Authority's official eligibility checker. The pre-check does not decide spouse or household-member exceptions, company or estate property interests, certificate validity or formal approval.
There is no single income-and-asset ceiling shared by every Green Form route. Relevant HA or HS tenants and some certificate categories are not assessed under one White Form-style GSH limit, while another certificate route may retain the assessment rules of the scheme that issued it.
Before flat selection, set a comfortable price, an acceptable price and a walk-away ceiling. Then use the Green Form Mortgage Calculator to test a higher interest rate and lower household income.
Keep three separate cash pots: deposit and completion costs; essential fitting-out and moving costs; and an emergency reserve. A longer mortgage term can lower monthly payments but increase total interest and may extend repayment further into retirement.
Check current units, quotas and application arrangements on the Housing Authority's Green Form sales information page. This guide was last checked on 28 August 2026.