Northbound Car Cost Calculator

The \"Hong Kong cars travelling north\" scheme allows eligible Hong Kong private car owners to drive through the Hong Kong-Zhuhai-Macao Bridge into Guangdong Province. This is attractive for owners who frequently travel to the mainland or want to save on car maintenance costs. Because mainland fuel prices are much lower than Hong Kong's and some maintenance services are cheaper, more Hong Kong car owners are choosing to go north to refuel, change oil or service their cars.

To work out whether travelling north is worthwhile, you need to consider several costs: the round-trip Hong Kong-Zhuhai-Macao Bridge toll, compulsory and commercial insurance required for the mainland, the fuel price difference, vehicle fuel consumption, one-way distance, and the application fee for the scheme. Looking only at the fuel price gap may overstate the savings, because tolls and insurance significantly reduce the net gain per trip.

HK FinBox's Hong Kong cars travelling north cost calculator lets you enter Hong Kong fuel price, mainland fuel price, fuel consumption, tolls, insurance premium, application fee, one-way distance and number of northbound trips per year. It automatically calculates the savings per trip, total annual savings, and how many trips are needed to recover the application fee.

Combine refuelling with maintenance, shopping or dining trips to spread the fixed costs of each northbound journey. Also check whether mainland petrol stations accept Hong Kong credit cards or e-payments, and watch fuel price movements. Although maintaining a car through northbound trips has potential savings, remember to allow for time costs and unexpected traffic conditions, and assess rationally whether it suits your lifestyle.