Practical articles on Hong Kong personal finance, taxes, MPF, property, FIRE and retirement planning. All content is for reference only and aims to help you make better use of the calculators on this site.
Why does credit-card debt barely move even when you pay the minimum on time? Understand Hong Kong minimum-payment rules, APR, interest-free periods and balance-transfer costs.
A clear overview of basic allowance, married person's allowance, dependent parent/child allowances, MPF TVC, home loan interest and residential rent deduction.
MPF is a key part of retirement savings for employees. Understanding contribution rates, income limits and tax-deductible voluntary contributions helps you plan better.
A current guide to Hong Kong's 70% LTV cap, 50% debt-servicing limit and what banks still assess after the interest-rate stress test was suspended.
The FIRE movement emphasises saving and passive income. Explore the key numbers for achieving FIRE in Hong Kong's high-cost environment.